Friday, November 1, 2013

The Answer is "42"

It's my birthday and an appropriate moment to stop and reflect on life, the universe, and everything. It has been a great journey, so far. There have been plenty of ups and downs, moments of despair and depression, and moments of overwhelming joy. I guess you could say I have just about experienced all anyone could ask out of a life here on this little blue and green planet. 

There are lots of things that I have a better appreciation of having gone through the trials in my life. I truly appreciate those who are my support system. Mainly my wonderful and beautiful wife, Ashley. She has been a light in dark times and has always encouraged me to continue to seek a strong relationship with God so I can be a spiritual leader for her and our family. No less important are the rest of my family who have, in many different ways, been supportive and understanding. 

The one area of my life I wish I could improve on would be my relationship with friends. I grew up in an age when there were no cell phones, emails, or Facebook. When my friends and I went our different ways after high school and college, we would have to call each other's parents or write a letter in order to stay in touch or get updates regarding how to contact them. It wasn't always easy. For a bashful introvert, like me, it was nearly impossible. Needless to say, I lost contact with a lot of people that I considered to be good friends. Thanks to modern social media, I have been able to reconnect with many of those friends, but the closeness just isn't there anymore because we all have built new friendships with those that we interact with on a more frequent or routine basis.  I have accepted that for what it is and understand "that's life." The part I am most disappointed with, though, is that the friendships I have cultivated through church, job, and community have mostly deteriorated due to lies and selfishness. I have lived in the same area for about 18 years. I built friendships that I thought were real and genuine. They saw my struggles and I shared my fears and desires. They seemed to understand and seemed to want to help. However, when I finally reach a point where I have to make a change, they turn their backs to me, believe lies that contradict everything they have heard and witnessed beforehand, and in some fashion shun me from their lives. I attempt to make contact with them and sometimes get a response, most of the time not. If it were not for me reaching out to them, then there would be no contact at all. It saddens me to think these "friends" could be so cruel.  I have lost my dream job, friends, and more because of two-faced manipulative actions of others. Some may not even realize this phenomenon. Others...they choose to believe the lies, consider me the enemy and all pretend life is great. In a small town, these lies spread and despite my efforts to move forward and make new friends or find a new job, I run into situations where those spreading lies and rumors continue to stay one step ahead to insure that I will have difficulty moving on.

The antagonist becomes the hero, the victim becomes the outcast. 

That's what life has taught me. Despite that, I believe the nice will not finish last. I believe that God has a plan for my life and it is for good. I cherish the true friends I have and thank God for them everyday. As for the others...I guess it's their loss. They probably weren't good friends to begin with. 

So, now I am starting new. Today is my birthday. It's the start of a new year of my life. I am embarking on a new career, a new perspective, and a new life. I have a lot to be thankful for. Sure things could be better (easier), but this is my life and it's the only life I want. I will continue to try to be a positive influence, a supportive husband and father, and a faithful servant. 

Although I may not know the ultimate question to life, the universe and everything, I do know the answer is 42!

I'm taking my life back! And life is good! 

Tuesday, September 22, 2009

Thursday, May 28, 2009

Waiting to buy a home? Well, Don't!!!!

Rumors are circulating that due to improvements in the economy, some investors are moving their investments from the safety of the treasury and putting them back into the more risky, but rewarding stocks. What this means to you is that the low low interest rates may begin to climb, putting a greater emphasis on buyers to get off the fence and buy now.

I have heard that the rates may have jumped nearly .5% overnight. That translates to about a $5,000 price increase when considering your monthly mortgage payments. All signs in my local market suggest that housing prices are bottoming out and with the likelihood that rates may increase soon, you need to get serious about buying. Waiting any longer could cause you to miss it completely.

Start your home search here where you can customize and save your searches so that you can receive a new e-mail whenever there is a new or updated listing that matches your search.

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Get a FREE real world home valuation here to see what your home could bring in today's market.

Your Realtor of Choice,

Greg Worley
Keller Williams Realty
www.HomeInColumbia.com

Thursday, May 14, 2009

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RED Day was a huge success. Thanks for your support!
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Tuesday, May 12, 2009

2009 Home Buyer Tax Credit can be used as down payment

Tax Credit Can Be Used for Down Payment
Shaun Donovan, secretary of the U.S. Department of Housing and Urban Development, on Tuesday said that the Federal Housing Administration is going to permit its lenders to allow home buyers to use the $8,000 tax credit as a down payment.

Previously, most buyers wouldn't receive the funds until after they filed their tax return, and that deterred some people from using the credit. The NATIONAL ASSOCIATION OF REALTORS® has been calling for the change.

“We all want to enable FHA consumers to access the home buyer tax credit funds when they close on their home loans so that the cash can be used as a down payment,” Donovan says. His remarks came in an address to several thousand REALTORS® gathered Tuesday morning at "The Real Estate Summit: Advancing the U.S. Economy," at the 2009 REALTORS® Midyear Legislative Meetings & Trade Expo in Washington, D.C..

He says FHA’s approved lenders will be permitted to “monetize” the tax credit through short-term bridge loans. This will allow eligible home buyers to access the funds immediately at the closing table.

Other Solutions for Today's Market

During his address at the summit, Donovan went on to say that the Obama administration plans to further stabilize the housing market. “I do think we have some early signs that the market overall is stabilizing,” Donovan says. “Since January we’ve seen both home sales moving up and down around a relatively stable number and we are seeing the first signs that the rapid decline in home prices is starting to abate.”

The morning session included a panel discussion that was moderated by CNBC’s Ron Insana. Panelists examined cutting-edge solutions necessary to promote and preserve homeownership and real estate development, stimulate the economy, and protect the nation’s taxpayers. They also shared their ideas on what the role and responsibility of the federal government is in the revitalization effort.

“Right now the Federal Reserve is the market,” said panelist Jay Brinkman, chief economist for the Mortgage Bankers Association. “What will be the effect when the Fed stops buying?” Brinkman explained that an exit strategy must be planned for the long-term; the federal government cannot continue to support the mortgage markets indefinitely.

“We are thrilled that so many high-caliber individuals were able to join us today at this important meeting to promote stability in the housing market and the U.S. economy,” said NAR President Charles McMillan. “We look forward to an ongoing dialogue and action toward this goal, during our midyear meetings this week and beyond.”

The real estate summit is part of the 2009 REALTORS® Midyear Legislative Meetings & Trade Expo. During the week ending May 16, more than 8,500 REALTORS® will attend meetings, visit lawmakers and inspire action on Capitol Hill.

Source: NAR

This is great news for first time home buyers. If you would like more information about the market conditions in the Columbia, Sc area, please contact me through www.HomeInColumbia.com

This Month In Real Estate (US): May 2009

Home sales still down from a year ago, but have gone up from last month. The tide is turning. If you would like more information about the market conditions here in Columbia, Irmo, Lexington, Chapin, SC please contact me. I look forward to helping you realize your real estate goals.

Greg Worley
Broker-Agent
Keller Williams Realty
www.HomeInColumbia.com